• Speaking My Mind

    Bullet Journaling My Finances

    Last year when I went on a 5-month hiatus from my blog because I was struggling with grief and depression, one of my best friends from my hometown recommended I Bullet Journal to help me deal with my emotions.

    For those of you who don’t know what a Bullet Journal is, it’s a method of organization for a ton of different things such as daily to-do lists, mood tracking, gratitude lists, etc. There is an official journal you can buy, or you can use whatever journal you have, you can even create your own with scrap paper!

    I personally used a random notebook for my BuJo, and I used it quite a bit for several months until I finally returned to my online blog. It never became the cutesie journals that you will find online if you search “Bullet Journal ideas” in Google Images because I just used different colored pencils and pens to create lists. Regardless, it helped me get through a difficult time, thus I am picking it up again! This time, I’m going to use it to help me keep track of my finances. (I’m also not using it in lieu of blogging.)

    As I’ve mentioned previously, I have been a bit stressed out about money. Although I am making a small income, I somehow spend outrageously every month. The months leading up to graduation were particularly expensive due to many nights spent celebrating and…honestly I don’t know what else.

    Anyway…I was inspired to pick up my BuJo again because in my email inbox recently, there was a message about Bullet Journaling and Finances. Intrigued, I clicked on it and read a helpful article about how someone used the Bullet Journal to get out of a $240K debt! Thankfully, I don’t have such a large task to tackle; I want to save more money, spend less, and budget.

    After reading the article, I adopted two of the prompts that the writer of the article, Seth, used! Below is my version of what he had done.

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    What I buy

    The prompt above is to track my everyday purchases and my income. This will help me determine what I need to scale back on so I can save more money. Off the top of my head, I suspect that I spend a lot of money eating out and on alcohol. I also spend quite a bit doing spontaneous shopping on Amazon (books are my greatest weakness!!) and at the mall for yoga items (speaking of which, there will be another yoga haul soon!).

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    Habit tracker

    This second prompt I copied is a habit tracker for the month of June. All the days of June (except the 29th and 30th…I ran out of room) are included as well as the day of the week. The vertical column consists of habits that I want to break and make. For example, I want to read at least 20 pages of either one or of multiple books per day because I have a bunch of reading to do for the yoga training as well as a huge pile of half-read books I’m dying to finish. For some reason though, I always get caught up on YouTube or reading different lifestyle blogs, which is better than YouTube I suppose but I would prefer to finish a book.

    Other habits I want to create that would help me achieve my long-term goals include researching PhD programs, applying to at least two jobs/day, meditating with my mala, writing, studying (for yoga/GRE), doing yoga, 10 minute cardio, save $20, clean/organize 5 items in my room, not spend money, and research a car to get. Some habits I would like to break include not buying coffee, not buying alcohol, and not buying food (unless it’s from a grocery store).

    When I do a habit I want to create, I will put a smiley face on the date. When I don’t do a habit I want to create, or when I do a habit I want to break, I will put a frowny face.

    I have many habits in the vertical column, so I don’t expect them to do them daily; however, I hope this tracker will encourage me to practice these habits more frequently than I have been. Currently, I’ve been avoiding many of these tasks and I expect this tracker will help hold me accountable. This will ultimately help me achieve my long-term goals!

    At the end of June I will update y’all on my progress with this.

    Do any of y’all Bullet Journal? What prompts do you like to use for finances or in general?

    xx Vic

  • Speaking My Mind

    Faith + Bravery: Taking the First Steps on a New Adventure

    My aunt took me and my sister out to lunch, and as per usual, we had a wonderful conversation.

    She had recently returned from a trip to Memphis with her husband, and they went to several Civil Rights museums. I confessed to her that the things I must do in order to get to the next chapter of my life seem impossible, so she told me this quote she saw in the museum that blew her away:

    “Take the first step in faith. You don’t have to see the whole staircase, just take the first step.”

    ― Martin Luther King Jr.Let Nobody Turn Us Around: Voices on Resistance, Reform, and Renewal an African American Anthology

    When she shared it with me, I was also floored. This quote is obviously in regards to civil rights, however, it also encapsulates exactly what I need to do that would answer my own questions:

    How do I get a car so I can be independent? How do I get a job but also prepare for the GRE’s and figure out what doctorate program I want to do? How do I make new friends since all of my closest friends are moving away? How do I become a self-sufficient adult even though I’m afraid to do so?

    Between these worries and fears as well as my disastrous room, which seems to reflect my inner turmoil, I have been feeling so overwhelmed that I haven’t done much to move forward at all. Naturally, I’m not going to get to the next chapter if I’m not taking any steps at all…thus, I should trust the Universe more. I should also trust myself more.

    Evidence of the Universe conspiring to support each individual is evident in my own life in the past, as well as in my girlfriend’s life currently. Per Max Ehrmann’s “Desiderata: A Poem for a Way of Life” :

    “You are a child of the universe,
    no less than the trees and the stars;
    you have a right to be here.
    And whether or not it is clear to you,
    no doubt the universe is unfolding as it should.”

    I’ve sited this quote what feels like 10 times now on my blog, yet I always need to be reminded of it. Perhaps I should make it one of my mantras in addition to the Sanskrit mantra, Ananta Swa Bhava, I repeat for my japamala meditation. It means my state of being is infinite and boundless.

    I am infinite and I am a child of the Universe too so…I need to have a little more faith.

    So the first steps I will take until my yoga training starts in a little over two weeks will be to apply for at least one job a day and to finish organizing my room. Instead of watching endless YouTube videos at night, I will read material that will inspire me especially because I have an obscene amount of partially read books on my Kindle. I will also allot one hour each day toward researching doctorate programs that I may be interested in.

    By the time my yoga program rolls around, hopefully, my personal space will be less cluttered and more organized and I will at least have some ideas percolating in my mind in regards to future education plans. Then I can write them down in the new journal my aunt got for me! It’s a beautiful journal and I’ve never had such a nice one before!

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    I hope you can see the gold detail on it in this photo above!

    IMG_3439 It also has beautiful quotes throughout the book too!

    Anyway…that’s all from me for now. Let me know in the comments if you have any quotes that inspire you!

    xx Vic

  • Speaking My Mind

    The Great Depression

    I randomly decided to listen to a podcast I used to jam to quite a bit called, Truth + Dare. It’s hosted by two women and they talk about real stuff honestly. The one I started listening to yesterday was about how to overcome setbacks. One of the women talked about how they utilize Netflix as a means of distraction rather than actually dealing and working through the challenge.

    And then it hit me: I’ve been distracting myself a lot lately. I’m not watching a ton of TV or crocheting just because it’s fun (although it is) but I’m avoiding stuff.

    I spent today thinking about this more and I’m avoiding myself. My feelings. I’m trying different activities to temporarily placate my anguish, but I’m not working through it.

    After I had a mediocre job interview the other day and was unnecessarily mean to my sweet parents, my sister confronted me and I had my first real talk toward self-improvement.

  • Speaking My Mind

    Save Rock and Roll (Save Myself)

    I’m bored with all of the books I’ve been trying to read and with all of the shows I want to watch so I decided it was about time to come on here and write again.  So…yeah..I’m ending my Fall-Out-Boy-esque-hiatus now.  My hiatus was not five years nor did I release an underrated, killer record before going on break and then proceed to get married, launch a solo career, or have children during my hiatus…but this has been the longest break I’ve taken from writing on here, and in general, since…my sophomore or junior year in high school.  It’s a little unfortunate I didn’t write because I like to document my life, thoughts, and feelings…but everything seemed so…heavy at the time and the idea of writing anything…I didn’t perceive it as therapeutic.

    During the last month or so, however, I have been documenting random thoughts/feelings into a journal by hand to at least get them out there and then I would organize them into the different Bullet Journal prompts I had going.

    Anyway!  I am going to resume writing again.  I’ve been having an urge to write creatively over the last week or so…hopefully I can do some of that because I miss that.  In the meantime, I’ll blog a bit about what’s going on and I’ll start with an update since a bunch has been going on!

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